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Privacy & Cookies Policy

Last Updated: 10/02/2025

Welcome to Oslo4You! Your privacy is important to us. This Privacy & Cookies Policy explains how we collect, use, and protect your personal information when you use our AI-powered banking system.

1. Information We Collect

We collect the following types of information:

  • Personal Information: Name, email, phone number, address, date of birth, and other necessary identification details.
  • Financial Information: Account details, transaction history, payment records, and financial preferences.
  • Technical Data: IP address, device information, browser type, and cookies.
  • AI Interactions: Data from customer service chats and automated banking assistance.

2. How We Use Your Information

We use your information for the following purposes:

  • To provide banking services and process transactions.
  • To improve AI-driven customer support and banking recommendations.
  • To enhance security and prevent fraud.
  • To comply with legal and regulatory requirements.

3. Data Sharing and Disclosure

We may share your data with:

  • Regulatory Authorities: To comply with legal obligations.
  • Service Providers: For payment processing, fraud prevention, and AI analytics.
  • Third-Party Partners: Only with your consent for additional services.

4. Data Security

We implement industry-standard security measures, including encryption, two-factor authentication, and AI-based fraud detection, to protect your personal and financial information.

5. Your Rights

You have the right to:

  • Access, update, or delete your personal data.
  • Opt-out of marketing communications.
  • Request data portability where applicable.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance user experience, improve website functionality, and analyze website traffic.

6.1 What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us recognize you and remember your preferences for future visits.

6.2 Types of Cookies We Use

  • Essential Cookies: Necessary for core website functions.
  • Analytical Cookies: Help us analyze website traffic and improve services.
  • Marketing Cookies: Used to deliver relevant advertisements and track interactions.

6.3 Managing Cookies

You can control cookie settings through your browser preferences. You may disable cookies, but this could affect certain features of our website.

7. Changes to This Policy

We may update this Privacy & Cookies Policy from time to time. We will notify you of significant changes through email or in-app notifications.

8. Contact Us

If you have any questions about this Privacy & Cookies Policy, please contact us at: Email: [email protected] Address: [Company Address]

Thank you for trusting Oslo4You with your banking needs.